Business Banking 5.1

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=82 BGCOLOR="#006699" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><B>Tucker Hood</B></FONT><B>     |     </B><A HREF="index.htm" TARGET="_top" TITLE="Tucker Hood"><U><B>home</B></U></A></div> <div> <A HREF="press.htm" TARGET="_top" TITLE="Press"><U><B><IMG SRC="03b0e0e0.png" border=0 width="14" height="14" ALT="up" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A><B>  </B><IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="14"><B>    </B><IMG BORDER="0" SRC="1x1.gif" HEIGHT="14" ALIGN="BOTTOM" HSPACE="0" VSPACE="0" WIDTH="14"><B>  </B><A HREF="id43.htm" TARGET="_top" TITLE="Retail Banking 5.1"><U><B><IMG SRC="0300e0e0.png" border=0 width="14" height="14" ALT="next" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <div> <B>Business Banking 5.1</B></div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#DDDDDD" TEXT="#080000"> <div> S1 Corporation Announces Availability of Business Banking 5.1</div> </td> <td valign="top" height=398 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> Business Banking 5.1</div> <div> <I>S1 Corporation (ticker: SONE, exchange: NASDAQ) News Release - 8/14/00 </I></div> <div> --------------------------------------------------------------------------------</div> <div> <B>S1 Corporation Announces Availability of Business Banking 5.1</B> </div> <div> I<I>nternet-Based NT Applications Enable Financial Institutions to Rapidly Deliver Competitive Business Banking Services</I><I><B> </B></I></div> <div> ATLANTA--(BUSINESS WIRE)--Aug. 14, 2000--S1 Corporation (Nasdaq: SONE), a leading global provider of eFinance solutions and services, today announced the general availability of S1 Business Banking 5.1, the company's NT-based Internet banking platform designed to help financial institutions offer robust online financial services to their small to mid-sized business customers. Leveraging this platform, financial institutions can now provide comprehensive information reporting for deposits, loans and credit cards, transaction management and workflow for ACH, wire and internal transfers and integrated customer service. Deployed on-premise or in S1's state-of-the-art Data Center, S1 Business Banking enables institutions to deliver online services that support this rapidly growing market segment, create competitive advantage and increase lifetime customer profitability. </div> <div> Today's small and mid-sized businesses are looking to their financial institutions to provide online services that are tailored to their type of business and level of technical sophistication. Many businesses would like to interact with their institution via multiple channels as well, such as the Internet, IVR, call centers and wireless devices. They require financial services that will streamline business administration, simplify their transactions and cash flow management and provide them with real-time information from which they can make mission-critical decisions. </div> <div> To meet the needs of this market segment, financial institutions are adopting S1's Business Banking to cost-effectively deliver services that enable businesses to focus more of their resources on revenue generation instead of financial management. For example, access to critical information, streamlined customer service, tools for management by exception and controlled delegation capabilities mean that business owners and managers can spend more time building their businesses. </div> <div> By utilizing S1 Business Banking to deliver more focused products and improve customer service, institutions can become more deeply integrated with their customers' daily operations. Its Customer Service Desktop functionality leverages customer service representatives (CSRs), or any bank employee whose job requires frequent customer contact, by consolidating customer relationship information and allowing the CSR to selectively take actions on behalf of users. </div> <div> "Unlike other comparable solutions on the market, S1 Business Banking goes far beyond cash management to provide a complete Web banking channel," said Herve Couturier, senior vice president of Products for S1 Corporation. "Financial institutions can now address the unique needs of today's small to mid-sized businesses by providing a very customized and customer-service focused offering. The delivery of Business Banking 5.1 further demonstrates our commitment to enabling institutions to build customer loyalty and drive long-term profitability." </div> <div> About S1 Corporation </div> <div> S1 (Nasdaq:SONE), the pioneer of Internet banking, is one of today's leading global providers of innovative Internet-based financial services solutions. S1 offers a broad range of applications that empower financial organizations to increase revenue, strengthen customer relationships and gain competitive advantage by meeting the evolving needs of their customers across various lines of business, market segments and delivery channels. Through its professional services organization, S1's applications can be implemented in-house or outsourced to the S1 Data Center. Additional information about S1 is available at http://www.s1.com. </div> <div> Forward-Looking Statements </div> <div> This press release includes statements and other matters which are forward-looking and subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations. The statements contained in this release that are forward-looking are based on current expectations and are subject to risks and uncertainties that could cause actual results to differ materially from the results contemplated by the forward-looking statements. These risks and uncertainties include, but are in no way limited to: </div> <div> --the possibility that the anticipated benefits from our acquisition transactions will not be fully realized; </div> <div> --the possibility that costs or difficulties related to our integration of acquisitions will be greater than expected; </div> <div> --our dependence on the timely development, introduction and customers acceptance of new Internet services; </div> <div> --rapidly changing technology and shifting demand requirements and Internet usage patterns; </div> <div> --other risks and uncertainties, including the impact of competitive services, products and prices, the unsettled conditions in the Internet and other high-technology industries and the ability to attract and retain key personnel; and </div> <div> --other risk factors as may be detailed from time to time in our public announcements and filings with the SEC, including the Company's annual report on Form 10-K for the year ended December 31, 1999. </div> <div> In addition, nothing in the press release should be viewed as an update or comment on earlier forward-looking statements provided by S1 Corporation. As noted above, because actual results, performance or developments may differ materially from forward-looking statements, S1 will not update such statements over the course of future periods.</div> </td> </tr></table></body>