US Banking

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0><tr> <td valign="top" colspan=2 height=82 BGCOLOR="#006699" TEXT="#080000"> <div> <FONT SIZE="5" COLOR="#FFFFFF" FACE="Arial" ><B>Tucker Hood</B></FONT><B>     |     </B>back to<B>  </B><A HREF="resume.htm" TARGET="_top" TITLE="Resume"><U><B>Resume</B></U></A></div> <div> <B> </B><A HREF="id76.htm" TARGET="_top" TITLE="Web Design and Construction"><U>Web Design and Construction</U></A>   |   <A HREF="id23.htm" TARGET="_top" TITLE="Software and eCommerce"><U>Software and e-Commerce</U></A>   |   <A HREF="id24.htm" TARGET="_top" TITLE="Consulting"><U>Consulting</U></A>   |   <B>US Banking</B>   |   <A HREF="id26.htm" TARGET="_top" TITLE="International Banking"><U>International Banking</U></A>   |   <A HREF="id27.htm" TARGET="_top" TITLE="Education"><U>Education</U></A></div> <div> </div> </td> </tr><tr> <td valign="top" width=210 BGCOLOR="#DDDDDD" TEXT="#080000"> <bR> <bR> <div> <I> </I><FONT SIZE="1" COLOR="#003399" FACE="Arial" ><I>          </I></FONT><I>            </I></div> <div> <I><IMG SRC="05eba040.jpg" border=0 width="186" height="260" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></I></div> </td> <td valign="top" height=398 BGCOLOR="#FFFFFF" TEXT="#080000"> <div> US Banking</div> <bR> <div> <I>Fleet Financial Group      </I><A HREF="http://www.fleet.com" TARGET="_top" TITLE="http://www.fleet.com"><U><I>www.fleet.com</I></U></A></div> <div> <I>Providence, RI</I></div> <bR> <div> <B>Senior Vice President, Commercial Administration Director</B></div> <div> <I>Fleet Corporate Administration</I></div> <div> <I>1992 - 1993</I></div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Managed commercial integration of 8 acquired banks (8,000 customers, $13 billion portfolio)</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Managed reconfiguration of commercial banking for greater productivity, overhead efficiency, and credit quality, producing annual savings of $10 million</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Managed business line strategic and business planning</div> <bR> <bR> <div> <B>Senior Vice President and Group Manager</B></div> <div> <I>Products and Services Division</I></div> <div> <I>1986 - 1992</I></div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Recruited and built commercial product management group</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Developed standard products targeting small business</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Developed strategy for small business banking</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Upgraded and consolidated cash management and trade services product lines. $150 million business</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Developed, implemented and managed PC-based models used to price all risk assets/relationships in commercial, commercial real estate, asset based, and community banking</div> <div> <IMG BORDER="0" SRC="Symb075c00b700c800000000.png" HEIGHT="13" WIDTH="24" ALIGN="bottom" HSPACE="0" VSPACE="0">Managed overhaul of cross-sales incentive program resulting in fee income of $22 million (400% increase)</div> </td> </tr></table></body>